Trust & Estate Loans
California Proposition 58 & Inheritance Financing — fast, legal, and stress-free.
What Is a Proposition 58 Loan?
California Proposition 58 allows parents to transfer real estate to their children without a property tax reassessment — a significant tax-saving opportunity for heirs. Lending Capital helps heirs take advantage of Prop 58 protections by offering trust loans and estate financing structured to comply with California's strict legal and tax requirements
Why Clients Choose Us
Immediate Cash Access
Get liquid capital now — without waiting months for probate or trust administration to conclude.
Non Pro-Rata Distribution Support
One heir can buy out others using a loan secured by the property, preserving the Prop 58 tax base.
Low Property Taxes via Prop 58
Keep the property tax assessment unchanged, saving thousands over time.
Fully Legal & Compliant
Every transaction adheres to California Board of Equalization guidelines.
Expert Guidance
We work with trustees, attorneys, and beneficiaries to streamline your loan.
No Hidden Fees
You'll know your fees, terms, and structure before we proceed. No surprises.
Our Four-Step Process
Free Consultation
Review your trust, estate, or Prop 58 eligibility.
Scenario Submission
We assess your options and offer tailored solutions.
Loan Processing
Fast turnaround, minimal paperwork.
Funding
Receive funds quickly, usually within days.
Who We Help
Your Deal Won't
Wait. Neither Do We.
Approvals in 6–24 hours. Funded in as little as 7 days. No minimum credit score. California's fastest hard money lender for private money loans.