2nd Position Hard Money Loans
Access equity without refinancing your first mortgage.
What Is a 2nd Position Loan?
A 2nd mortgage (junior lien) is recorded behind an existing first mortgage. These loans usually carry higher rates — but offer quick access to equity without refinancing your primary mortgage. Perfect for business purposes, investments, or debt consolidation.
Who Qualifies?
Real estate investors
LLCs and corporations
Self-employed borrowers
Individuals with bad credit, bankruptcy, or prior loan modifications
Loan Use Cases
🏘️
Purchase Additional Properties
Leverage existing equity to grow your portfolio.
🔧
Renovate Real Estate
Fund improvements on existing properties.
💼
Fund Business or Consolidate Debt
Access capital for business operations or debt payoff.
We Provide Both:
✅
Business Purpose Loans — real estate, investments
✅
Consumer Purpose Loans — personal expenses, remodeling
Ready to Move Fast?
Your Deal Won't
Wait. Neither Do We.
Approvals in 6–24 hours. Funded in as little as 7 days. No minimum credit score. California's fastest hard money lender for private money loans.