California Home Equity Loans Up to $500,000
- No Min Credit Score
- No Appraisal
- Fast Approval
- Loans Up to $10 Million
- 1st & 2nd Position Loans
- Fast 5-10 Day Funding
Home Equity Loans
Get Your Free Quote
Fill out the form below and a specialist will contact you today.
Financing Solutions Built for Homeowners
Whether you need cash from your equity or a bridge loan, we have the lending products to fuel your needs.
Home Equity Loans
Tap into your home's equity with fast, flexible financing. No credit check, no appraisal — just equity-based approval.
- Up to $500,000 in home equity
- No credit check required
- No appraisal needed
- Funding in as little as 5 days
- No prepayment penalties
- Interest-only payments available
Cash Out Refinance
Access your property's equity for cash, debt consolidation, or new investments without disturbing your existing first mortgage.
- Second position loans available
- Access equity for any purpose
- Primary or investment properties
- Quick closings in as little as 7 days
- Asset-based lending
- Not credit driven
Bridge & Transition Loans
Short-term financing to bridge the gap between buying and selling, or to handle time-sensitive situations.
- Deferred payments up to 12 months
- Flexible terms up to 36 months
- Fast approval and funding
- Equity-based qualification
- No early payoff penalties
- California statewide coverage
Direct Lender for All of California
Lending Capital funds hard money and private money loans statewide — including Orange County, San Diego County, the Inland Empire, Kern County, and every county across California.
Frequently Asked Questions
Everything you need to know about our home equity loans