Stated Income Mortgage Loans
Fast & flexible mortgage loans — without mountains of income documentation.
What Are Stated Income Mortgage Loans?
Stated income mortgage loans are ideal for borrowers who need financing without providing traditional proof of income. Instead of extensive documentation, the borrower states their income, and the lender uses that declaration to process the loan. This makes the process faster and more accessible — especially for business owners and investors.
Why Homeowners Are Choosing Stated Income Loans
Fast Approval
We process and fund your loan within days, not weeks.
Minimal Paperwork
We trust your stated income and only require limited documentation.
Flexible Terms
Ideal for self-employed individuals, corporations, and investors.
How to Apply
Fill out our simple stated income mortgage loan application via email.
Submit any basic documents requested.
Speak with one of our loan officers for a custom loan offer.
Close and fund — typically within just a few days.
Your Deal Won't
Wait. Neither Do We.
Approvals in 6–24 hours. Funded in as little as 7 days. No minimum credit score. California's fastest hard money lender for private money loans.