QUICK PRIVATE MONEY LOANS
California's direct hard money lender. Equity-based private money loans for residential & commercial properties. No credit check required.
Hard Money Lending for Every Borrower
Whether you're borrowing, investing, or referring clients — our hard money loan programs are built for your needs.
Borrowers
Hard money loans for residential, commercial, and investment properties across California. Fast approvals, flexible terms, no credit minimums.
- Residential & Commercial Loans
- Fix & Flip / Rehab Financing
- Foreclosure Bailout Solutions
- Bridge & Construction Loans
Investors
Earn 7–13% annual returns secured by California real estate through trust deed investments, professionally managed and serviced end-to-end.
- Trust Deed Investing
- 7–13% Annual Returns
- Full Loan Servicing
- IRA & Retirement Eligible
Brokers
Wholesale private money programs with broker-protected commissions, same-day pre-approvals, and direct in-house decision-making.
- Commission Protected
- Same-Day Pre-Approvals
- Wholesale Loan Programs
- Direct Lender Decisions
Hard Money Loans for Every Scenario
Fix & Flip / Rehab Loans
Fast hard money capital for acquisition and renovation of residential investment properties.
Foreclosure Bailout
Stop foreclosure proceedings with rapid equity-based financing.
Bridge & Construction
Short-term bridge loans and ground-up construction financing.
Hard Money Mortgages
Residential and commercial hard money solutions across California.
Trust & Estate Loans
Specialized lending for probate, trust, and estate transactions.
Private Money Lending
Flexible hard money and private capital when traditional lenders say no.
Why Choose Our Hard Money Lending
We're not a broker. We're a direct hard money lender making our own credit decisions, backed by a network of private investors.
Decisions in Hours
We approve loans in 6–24 hours, not weeks. Our in-house team makes fast, direct decisions.
Equity-Based Lending
We lend based on equity and property value, not FICO scores or tax returns.
1st–3rd Lien Positions
Flexibility to fund in any lien position across residential and commercial properties.
Broker Protected
We are committed to protecting your client relationships and your commission.
7-Day Closings
From application to funded — we move at the speed your deal demands.
Direct Private Lender
No middlemen. We make our own credit decisions backed by our investor network.
California's Trusted Hard Money Lender Since 2003.
As a direct hard money lender, we originate, underwrite, fund, and service our own loans — backed by a network of private investors. No third-party broker delays, no investor overlays, no surprises. When we issue a pre-approval, you can count on it closing.
Explore Loan Programs
Serving All of California
With offices in Orange County, Los Angeles, and San Diego — our hard money lending team covers every corner of California. Whether you're investing in Riverside or refinancing in San Francisco, we're your local private money lender.
Contact Our TeamYour Hard Money Loan: Application to Funded
A streamlined process designed to get capital in your hands as fast as possible.
Submit Application
Complete our simple online application. No lengthy paperwork or financial statements required.
Speak With a Specialist
Our team reviews your deal and contacts you within hours to discuss terms.
Get Approved
Receive a written loan approval based on property equity — not your credit score.
Fund in Days
We close and fund in as little as 7 days so you never miss a deal.
Trusted Hard Money Lender Across California
Real results from borrowers, investors, and brokers across California.
"Lending Capital funded my fix-and-flip in 9 days. Traditional banks said it would take 60. They saved my deal."
"I was days from losing my home to foreclosure. They approved my bailout loan in 18 hours and we closed in a week."
"As a broker, I need a lender I can trust to close. Lending Capital has never let me or my clients down."
Your Deal Won't
Wait. Neither Do We.
Approvals in 6–24 hours. Funded in as little as 7 days. No minimum credit score. California's fastest hard money lender for private money loans.