California lending
Private Money Lending

California Private Money Loans Up to $10 Million

  • No Min Credit Score
  • No Appraisal Required
  • Fast Approval
  • Loans Up to $10 Million
  • 1st & 2nd Position Loans
  • Direct Private Lender
Call (800) 648-0690

Private Money Lending

$10M
Up to in Loans
5 Days
Funding
No Min Credit
Equity-Based

Apply for a Private Money Loan

Fill out the form below and a private lending specialist will contact you today.

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Your information is secure and will never be sold or shared.

All information is kept strictly confidential. California only. Business purpose loans only.

Secure & Confidential
California Direct Lender
No Obligation Consultation
Response Within One Business Day
Our Loan Programs

California Private Money Loan Programs

Direct private lending for real estate — equity-based approval with fast funding and no bank red tape.

01

Private Money Real Estate Loans

Equity-based private financing secured by California real estate. Skip the bank entirely and work directly with a private lender who can close in days.

  • 1st & 2nd position loans
  • Residential & commercial
  • Fund in 5–10 days
  • No prepayment penalties
  • Statewide California
02

Private Mortgage Loans

Private mortgage financing for homeowners who need cash out, debt consolidation, or a foreclosure bailout and can't qualify with a traditional bank.

  • Cash-out & debt consolidation
  • Foreclosure bailout options
  • No credit score minimum
  • Owner-occupied & investor
  • Fast direct approval
  • Flexible short terms
03

Bridge & Cash-Out Loans

Short-term private money to bridge between transactions or tap your equity for cash — fast, flexible, and secured by your California property.

  • Deferred payments available
  • Terms up to 36 months
  • Cash-out for any purpose
  • Equity-based qualification
  • No early payoff fees
  • Quick closings
Serving All California Counties

Direct Lender for All of California

Lending Capital funds hard money and private money loans statewide — including Orange County, San Diego County, the Inland Empire, Kern County, and every county across California.

Los Angeles CountyOrange CountySan Diego CountyRiverside CountySan Bernardino County (Inland Empire)Kern CountyVentura CountySanta Barbara CountySacramento CountyFresno CountyAlameda CountySan Francisco Bay Area
FAQ

Private Money Loan FAQ

Everything you need to know about California private money loans

Advertising Disclosures

Lender:Lending Capital Corp., a direct private hard money lender licensed in California.
Address:27422 Portola Pkwy, Suite 200, Foothill Ranch, CA 92610
Phone:Toll Free (800) 648-0690 · Fax (800) 451-7280
Loan Amounts:$50,000 – $5,000,000
Loan Terms:12 – 36 months
Rates & Fees:Interest rates starting at 8.99%, origination fees of 1–4 points; other fees vary by loan. Contact us for a personalized quote.
Qualification:Loans are equity-based. Credit history is reviewed but not the primary factor. No minimum credit score required.
Equal Housing:Equal Housing Lender. We do not discriminate against any applicant on a prohibited basis under applicable fair lending law.
Not a Commitment:All loans are subject to satisfactory property valuation, title review, and underwriting. Approval is not guaranteed.
Broker Protected:Broker fee protection available on submitted loan scenarios.

This is an advertisement for hard money and private money lending services. Lending Capital is a California direct lender. This page is a solicitation of business and not a loan commitment or offer to lend. All rates, terms, and fees are subject to change without notice and vary by loan scenario. Loans are made or arranged under applicable California law.