Lending Capital is a California-based direct private money lender specializing in hard money loans secured by residential and commercial real estate. We have been helping homeowners, investors, and mortgage brokers access fast, flexible financing for over two decades.
About Lending Capital
Founded in the early 2000s, Lending Capital was built on a simple principle: real estate owners and investors deserve access to fast, reliable capital based on the equity in their property — not the complexity of their financial profile.
We are a direct lender, not a broker. We originate, underwrite, fund, and service our own loans using our own capital. This means no third-party delays, no investor overlays, and no last-minute surprises. When we say yes, we mean it.
Our team has deep expertise in California real estate, distressed assets, probate and estate lending, commercial bridge financing, and trust deed investing. We have funded hundreds of millions of dollars in private money loans across all property types and all 58 California counties.
Why Choose Us
Direct Lender Since 2003
Over two decades of California private money lending experience — not a broker, not a fund.
Licensed in California
Fully licensed California private money lender operating in compliance with all DRE regulations.
Broker Protected
We have a long-standing commitment to protecting the relationships and commissions of our broker partners.
All 58 Counties
We lend on California properties from San Diego to the Bay Area and everywhere in between.
In-House Servicing
We service every loan we originate in-house — no outsourcing, no confusion, full accountability.
Trusted by Attorneys & Trustees
We are a preferred lender for probate attorneys, estate trustees, and bankruptcy professionals statewide.
Our Offices
Orange County — 27422 Portola Pkwy, Suite 200, Foothill Ranch, CA 92610
Toll Free: (800) 648-0690 | Fax: (800) 451-7280
Email: info@lendingcapitalonline.com
We serve borrowers, investors, and brokers throughout California. Contact us today to discuss your financing needs.
California's Direct Private Money Lender — Call Us Today
California's direct hard money lender — equity-based private money loan approvals, no bank red tape.