Lending Capital makes it easy for borrowers to manage their loan payments. We offer several convenient payment methods to ensure your payments are received on time and applied accurately to your account.
Payment Methods
ACH / Wire Transfer — The fastest and most reliable method. Payments are credited same-day when received before 2:00 PM Pacific Time. Contact your loan servicer for wire instructions.
Check by Mail — Make checks payable to Lending Capital Corp. and mail to our Foothill Ranch office at 27422 Portola Pkwy, Suite 200, Foothill Ranch, CA 92610. Allow 5–7 business days for delivery and processing.
Electronic Payment Portal — Registered borrowers can log into our secure portal to schedule one-time or recurring payments directly from a bank account.
Phone Payment — Call our servicing team at (800) 648-0690 during business hours to make a payment by phone.
Why Choose Us
Same-Day ACH/Wire Credit
Wire payments received before 2:00 PM Pacific are credited the same business day.
Automatic Payments
Set up automatic monthly payments through the borrower portal to avoid late fees.
Payment Receipts
Receipts are emailed automatically upon every payment processed through our system.
Payoff Requests
Request a payoff quote at any time by calling (800) 648-0690 or emailing our servicing team.
Payment Due Dates & Grace Periods
All loan payments are due on the first of each month unless otherwise specified in your loan documents. A standard grace period of 10 days applies — payments received after the 10th of the month may be subject to a late fee as outlined in your promissory note.
If you anticipate difficulty making a payment, contact our servicing team immediately at (800) 648-0690. We are committed to working with borrowers in good faith whenever possible.
For questions regarding your account balance, payment history, or payoff amount, please contact us during regular business hours Monday through Friday, 9:00 AM – 5:00 PM Pacific Time.
Questions About Your Loan? Contact Our Servicing Team.
California's direct hard money lender — equity-based private money loan approvals, no bank red tape.